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Pros and Cons of 0% Interest Balance Transfer Credit Cards

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sWoman credit card

Transferring your debt to 0% interest balance transfer credit cards seems like a no-brainer right?

You pay no interest for a promotional period of time so 100% of your payment will go to the principal.

Sounds like a win to me.  And quite often it is a win.

But not always.

When you know all the pros and cons, you can accurately determine if transferring your debt to a balance transfer card makes sense for you.

With that in mind, I’ve put together this complete list of pros and cons to help you decide if you should transfer your balance. [Read more…]

9 Simple Steps: How to Stop Living Paycheck to Paycheck for Good

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How to Stop Living Paycheck to Paycheck

Well, that was fast! I just got my check and it’s all going to bills!

Sound familiar? If so, you’re might be living paycheck to paycheck.

If you’re struggling to make ends meet with your income, you’re not alone. 

In fact, 74% of Americans are living paycheck to paycheck according to a survey from the American Payroll Association. 

What’s more, a Nielson study discovered that nearly 25% of families making at least $150,000 a year depend on their next paycheck to make ends meet.

Make no mistake, most American’s can hardly cover the bills until the next payday.

And it’s hard to break that cycle.

Or is it? [Read more…]

40 Simple Ways to Make $100 a Day, Every Day in 2021 (Guaranteed)

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100 dollars a day

Do you need to make more money starting yesterday?

Perhaps you’ve got an unexpected expense and just need cash now?

Or maybe your paycheck is accounted for before you even get it?

I get it.

The paycheck-to-paycheck cycle is the easiest situation to get yourself into and the hardest to get out of.

Today let’s make it a little easier.  I want to show you how to make $100 a day. Every day. [Read more…]

The Millionaire Next Door Book Review [6 Important Lessons]

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You know that plumber who lives on your street and drives the beat up pickup truck? He’s much more likely to be a millionaire than the executive next door driving the BMW.

Don’t believe me? Well that was a common theme found in The Millionaire Next Door:The Surprising Secrets of America’s Wealthy by William Danko and Thomas Stanley.

The Millionaire Next Door
The Millionaire Next Door: The Surprising Secrets of America’s Wealthy

The authors surveyed thousands of real millionaires and their answers revealed many surprising lessons, such as: [Read more…]