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The Millionaire Next Door Book Review [6 Important Lessons]

Last updated on September 10, 2021 by Incomist Staff

You know that plumber who lives on your street and drives the beat up pickup truck? He’s much more likely to be a millionaire than the executive next door driving the BMW.

Don’t believe me? Well that was a common theme found in The Millionaire Next Door:The Surprising Secrets of America’s Wealthy by William Danko and Thomas Stanley.

The Millionaire Next Door
The Millionaire Next Door: The Surprising Secrets of America’s Wealthy

The authors surveyed thousands of real millionaires and their answers revealed many surprising lessons, such as: [Read more…]

Pros and Cons of 0% Interest Balance Transfer Credit Cards

Last updated on September 4, 2021 by Tim Maxwell

Woman credit card

Transferring your debt to a 0% interest balance transfer credit card seems like a no-brainer right?

You pay no interest for a promotional period of time so 100% of your payment will go to the principal.

It sounds like a win-win, but that’s not always the case.

To determine if transferring your debt to a balance transfer card makes sense for you, it’s helpful to know all the benefits and downsides or these popular cards.

We’ve put together this complete list of the pros and cons of balance transfer credit cards to help you decide if you should transfer your balance. [Read more…]

Pay Off Credit Card Debt Faster With Bi-Weekly Payments (Saves $1000s)

Last updated on August 19, 2021 by Incomist Staff

Bi-weekly payments credit card strategy

One of the biggest frustrations that come with paying down your credit cards, is that a large amount of your money goes towards the interest on the account.

With so much money tied up in interest, it’s very difficult to make headway and ultimately pay off your cards.

And if you aren’t able to pay more than the minimum payment, paying off your debt is next to impossible.

Enter bi-weekly credit card payments.

By using a bi-weekly payment strategy, you can direct more money towards the principal debt, and [Read more…]

14 Ways To Legitimately Make Money Online Without Investment in 2021

Last updated on August 13, 2021 by Incomist Staff

Make money online without investment

Does this sound like you?  You want to make money online, but finding something legitimate is like finding a needle in a haystack.

When you search “make money online” you find plenty of “opportunities” or “systems” that require investments.

You see people in their garages full of Lambos talking about their “push-button system” and telling you “it’s like having your own ATM machine.”

But you know better. You want money right now.  Today. [Read more…]

How to Transfer Your Credit Card Balance in 5 Simple Steps

Last updated on July 22, 2021 by Tim Maxwell

balance transfer credit card

 

Are you struggling to pay your credit card debt?  Perhaps you’re considering a balance transfer credit card to help you pay off your debt faster?

If so, you’re not alone. In fact, the average American household owes $6,194 in credit card debt and many are seeking strategies to reduce that number.

It may be tempting to transfer the balance on your credit cards to a no-interest balance transfer credit card. But should you?

Before you sign up for a new credit card, make sure you understand the ins-and-outs of these balance transfer cards so you can make an informed decision.

[Read more…]

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