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One of the biggest frustrations that come with paying down your credit cards, is that a large amount of your money goes towards the interest on the account.

With so much money tied up in interest, it’s very difficult to make headway and ultimately pay off your cards.

And if you aren’t able to pay more than the minimum payment, paying off your debt is next to impossible.

Enter bi-weekly credit card payments.

By using a bi-weekly payment strategy, you can direct more money towards the principal debt, and [Read more…]

Are you struggling to pay your credit card debt?  Perhaps you’re considering a balance transfer credit card to help you pay off your debt faster?

If so, you’re not alone. In fact, the average American household owes $6,194 in credit card debt and many are seeking strategies to reduce that number.

It may be tempting to transfer the balance on your credit cards to a no-interest balance transfer credit card. But should you?

Before you sign up for a new credit card, make sure you understand the ins-and-outs of these balance transfer cards so you can make an informed decision.

[Read more…]