I think you’ll agree with me when I say: Living paycheck-to-paycheck isn’t really living at all.

If you’re struggling to make ends meet with your income, you’re not alone. 

In fact, 74% of Americans are living paycheck to paycheck according to a survey from the American Payroll Association. 

What’s more, a Nielson study discovered that nearly 25% of families making at least $150,000 a year depend on their next paycheck to make ends meet.

Make no mistake: 

Most American’s paychecks hardly cover the bills until the next payday.

And it’s hard to break that cycle.

Or is it? [Read more…]