Make, Save and Invest Money
Do you want access to the same FICO credit score information lenders, landlords and even employers use to evaluate you? Good news, now you can get that information for free.
That’s right, FICO credit scores are now available for free. You just have to know where to look (Hint, look here!). [Read more…]
You know that plumber who lives on your street and drives the beat up pickup truck? He’s much more likely to be a millionaire than the executive next door driving the BMW.
Don’t believe me? Well that was a common theme found in The Millionaire Next Door:The Surprising Secrets of America’s Wealthy by William Danko and Thomas Stanley.
The authors surveyed thousands of real millionaires and their answers revealed many surprising lessons, such as: [Read more…]
Transferring your debt to a 0% interest balance transfer credit card seems like a no-brainer right?
You pay no interest for a promotional period of time so 100% of your payment will go to the principal.
It sounds like a win-win, but that’s not always the case.
To determine if transferring your debt to a balance transfer card makes sense for you, it’s helpful to know all the benefits and downsides or these popular cards.
We’ve put together this complete list of the pros and cons of balance transfer credit cards to help you decide if you should transfer your balance. [Read more…]
One of the biggest frustrations that come with paying down your credit cards, is that a large amount of your money goes towards the interest on the account.
With so much money tied up in interest, it’s very difficult to make headway and ultimately pay off your cards.
And if you aren’t able to pay more than the minimum payment, paying off your debt is next to impossible.
Enter bi-weekly credit card payments.
By using a bi-weekly payment strategy, you can direct more money towards the principal debt, and [Read more…]
Are you struggling to pay your credit card debt? Perhaps you’re considering a balance transfer credit card to help you pay off your debt faster?
If so, you’re not alone. In fact, the average American household owes $6,194 in credit card debt and many are seeking strategies to reduce that number.
It may be tempting to transfer the balance on your credit cards to a no-interest balance transfer credit card. But should you?
Before you sign up for a new credit card, make sure you understand the ins-and-outs of these balance transfer cards so you can make an informed decision.