Do you suffer from “Subscription Creep?” That’s the term for when you gradually accumulate many monthly subscriptions, including services you don’t even use anymore.
If this sounds like you, join the club.
Facebook’s Trust Issue, and a FIRE Icon Inspires Millennials
Lots to cover in this week’s highlights, including Mark Zuckerberg’s trip to the Hill, and what is actually going to result from it. Plus, how a 72-year-old FIRE icon is reaching Millennials and inspiring them towards financial independence and early retirement. [Read more…]
Pros and Cons of 0% Interest Balance Transfer Credit Cards
As you probably know, many pros and cons exist when transferring your debt to 0% interest balance transfer credit cards.
But what the heck are they?
I mean, it seems like a no-brainer right?
You’ll pay no interest for a promotional period of time so 100% of your payment will go to the principal.
Sounds like a win to me. And quite often it is a win.
But not always.
When you know all the pros and cons, you can accurately determine if transferring your debt to a balance transfer card makes sense for you.
With that in mind, I’ve put together a complete list of pros and cons below to help you decide if you should transfer your balance. [Read more…]
Pay Off Credit Card Debt Faster With Bi-Weekly Payments (Saves $1000s)
One of the biggest frustrations that come with paying down your credit cards, is that a large amount of your money goes towards the interest on the account.
With so much money tied up in interest, it’s very difficult to make headway and ultimately pay off your cards.
And if you aren’t able to pay more than the minimum payment, paying off your debt is next to impossible.
Enter bi-weekly credit card payments.
By using a bi-weekly payment strategy, you can direct more money towards the principal debt, and [Read more…]
Busted! 11 Common Myths About Balance Transfer Credit Cards
If you are confused about balance transfer credit cards it’s likely because you’ve heard some of the myths about them.
Believe me, I get it. I’ve been there.
There are so many myths about balance transfer credit cards, it can be hard to distinguish the truth from the fantasy.
Well, good news.
Today we’re covering all the myths of balance transfer credit cards and breaking them down one-by-one. Keep reading to discover the truth so that you can make better financial decisions. [Read more…]