Do you suffer from “Subscription Creep?” That’s the term for when you gradually accumulate many monthly subscriptions, including services you don’t even use anymore.
If this sounds like you, join the club.
Pros and Cons of 0% Interest Balance Transfer Credit Cards
As you probably know, many pros and cons exist when transferring your debt to 0% interest balance transfer credit cards.
But what the heck are they?
I mean, it seems like a no-brainer right?
You’ll pay no interest for a promotional period of time so 100% of your payment will go to the principal.
Sounds like a win to me. And quite often it is a win.
But not always.
When you know all the pros and cons, you can accurately determine if transferring your debt to a balance transfer card makes sense for you.
With that in mind, I’ve put together a complete list of pros and cons below to help you decide if you should transfer your balance. [Read more…]
How to Transfer Your Credit Card Balance in 5 Simple Steps
Are you struggling to pay your credit card debt? And considering a balance transfer credit card to help you pay off your debt faster?
You’re not alone. In fact, the average American household owes $6,194 in credit card debt.
It may be tempting to transfer the balance on your credit cards to a no-interest balance transfer credit card. But should you?
Before you sign up for a new credit card, make sure you understand the ins-and-outs of these balance transfer cards.
The Millionaire Next Door Book Review [6 Important Lessons]
You know that plumber who lives on your street and drives the beat up pickup truck? He’s much more likely to be a millionaire than the executive next door driving the BMW.
Don’t believe me? Well that was a common theme found in The Millionaire Next Door:The Surprising Secrets of America’s Wealthy by William Danko and Thomas Stanley.
The authors surveyed thousands of real millionaires and their answers revealed many surprising lessons, such as: [Read more…]
8 Ways To Get Your Official FICO Score for Free [32 Sources]
How to Get Your Free FICO Score
Do you want access to the same FICO credit score information lenders, landlords and even employers use to evaluate you? Good news, now you can get that information for free.
That’s right, FICO credit scores are now available for free. You just have to know where to look (Hint, look here!). [Read more…]