Pros and Cons of 0% Interest Balance Transfer Credit Cards

Last updated on April 9, 2021 by Incomist Staff

Transferring your debt to 0% interest balance transfer credit cards seems like a no-brainer right?

You pay no interest for a promotional period of time so 100% of your payment will go to the principal.

Sounds like a win to me. And quite often it is a win.

But not always.

When you know all the pros and cons, you can accurately determine if transferring your debt to a balance transfer card makes sense for you.

With that in mind, I’ve put together this complete list of pros and cons to help you decide if you should transfer your balance. [Read more…]

The Millionaire Next Door Book Review [6 Important Lessons]

Last updated on December 24, 2020 by Incomist Staff Leave a Comment

You know that plumber who lives on your street and drives the beat up pickup truck? He’s much more likely to be a millionaire than the executive next door driving the BMW.

Don’t believe me? Well that was a common theme found in The Millionaire Next Door:The Surprising Secrets of America’s Wealthy by William Danko and Thomas Stanley.

The authors surveyed thousands of real millionaires and their answers revealed many surprising lessons, such as: [Read more…]

8 Ways To Get Your Official FICO Score for Free [32 Sources]

Last updated on December 15, 2020 by Incomist Staff Leave a Comment

How to Get Your Free FICO Score

Do you want access to the same FICO credit score information lenders, landlords and even employers use to evaluate you? Good news, now you can get that information for free.

That’s right, FICO credit scores are now available for free. You just have to know where to look (Hint, look here!). [Read more…]

8 Brilliant Tips on How To Get Paid To Lose Weight

Last updated on December 15, 2020 by Incomist Staff

It’s that time of the year where many of us make — and later break — a new year’s resolution to lose weight

But what if you could get paid to lose weight? Would making money incentivize you to stick with it? [Read more…]

7 Smart Ways to Get Rid of Holiday Debt Fast

Last updated on December 15, 2020 by Incomist Staff

Many people overspend on their loved ones during the holidays, even going into “holiday debt” to do so.

If that sounds like you, don’t worry – you’re not alone.

In fact, a recent survey found Americans racked up an average of $1,054 in debt this past holiday season.

We want to help, so here are seven detailed tips to eliminate your holiday debt fast. [Read more…]