As you probably know, many pros and cons exist when transferring your debt to 0% interest balance transfer credit cards.

But what the heck are they?

I mean, it seems like a no-brainer right?

You’ll pay no interest for a promotional period of time so 100% of your payment will go to the principal.

Sounds like a win to me.  And quite often it is a win.

But not always.

When you know all the pros and cons, you can accurately determine if transferring your debt to a balance transfer card makes sense for you.

With that in mind, I’ve put together a complete list of pros and cons below to help you decide if you should transfer your balance. [Read more…]

Are you struggling to pay your credit card debt?  And considering a balance transfer credit card to help you pay off your debt faster?

You’re not alone. In fact, the average American household owes $6,194 in credit card debt.

It may be tempting to transfer the balance on your credit cards to a no-interest balance transfer credit card. But should you?

Before you sign up for a new credit card, make sure you understand the ins-and-outs of these balance transfer cards.

[Read more…]

How to Get Your Free FICO Score

Do you want access to the same FICO credit score information lenders, landlords and even employers use to evaluate you?  Good news, now you can get that information for free.

That’s right, FICO credit scores are now available for free.  You just have to know where to look  (Hint, look here!). [Read more…]